Privacy Policy

Information you provide

• Contact details you submit through forms — name, business email, phone number, company name.
• The content of messages, requests, or questions you send us.
• Information you share during a consultation or while we are providing brokerage services to you or your employer.

Information collected automatically

• IP address and approximate location derived from it.
• Device, browser, and operating-system information, including characteristics used for device recognition.
• Pages viewed, time on page, referral source, and navigation patterns.
• Cookie and similar-technology identifiers (see Section 3).

We use a third-party visitor-identification service on this website. Using cookies, device characteristics, and identity-graph data the provider maintains across its own network, this technology may associate a visit to evcoinsurance.com with an individual or business — for example, a business email address, employer, or professional profile — even when you do not submit a form or otherwise identify yourself to us.

The matching is performed by the provider against data it has collected elsewhere; we receive the resulting business-contact and firmographic information. We use it to understand which organizations are interested in our services and to inform our outreach. This processing involves disclosing online identifiers to the provider and may be considered a “sale” or “sharing” of personal information under certain U.S. state laws. See Section 6 for how to opt out, and Section 5 for how we treat consent.

We and our service providers use cookies, pixels, beacons, local storage, and similar technologies to operate the site, measure traffic, understand usage, and support the visitor-identification technology described in Section 2. You can limit or block cookies through your browser settings; some site features may not function correctly if you do.

• Provide, operate, maintain, and improve the website and our services.
• Respond to inquiries, requests, and customer-support matters.
• Understand which organizations engage with our content and conduct relevant business outreach.
• Send communications you have requested or that relate to services we provide to you.
• Analyze usage to improve content and user experience.
• Detect, prevent, and address security incidents, fraud, or technical issues.
• Comply with legal obligations and enforce our agreements.

Where required by applicable law, we rely on your consent before deploying non-essential tracking technologies, and you may withdraw that consent at any time. You can also control cookies through your browser, opt out of marketing communications using the unsubscribe link in any such message, and exercise the rights described in Section 6.

California, and other U.S. state, residents

Depending on your state of residence, you may have the right to:

• Know and access the personal information we have collected about you.
• Request deletion of your personal information.
• Correct inaccurate personal information.
• Opt out of the sale or sharing of your personal information, including the disclosures described in Section 2.
• Not be discriminated against for exercising these rights.

To opt out of the sale or sharing of your personal information, or to make any other request, email marco@evcoinsurance.com with the nature of your request. We will verify and respond as required by applicable law. You may also use an authorized agent or a recognized browser opt-out preference signal where supported.

All visitors

• Access or update information you have provided to us.
• Unsubscribe from marketing emails at any time.
• Request a copy or deletion of your information.

We may share information with:

• Service providers and processors that operate the website and support our services, including the visitor-identification provider in Section 2.
• Insurance carriers, TPAs, and benefits-technology platforms as needed to deliver brokerage services you or your employer have engaged us for.
• Professional advisors, and authorities where required by law or legal process.
• A successor entity in connection with a merger, acquisition, financing, or sale of assets.

We do not sell personal information for monetary payment. Certain disclosures of online identifiers to the visitor-identification provider may constitute a “sale” or “sharing” under U.S. state privacy laws; you may opt out as described in Section 6.

We use administrative, technical, and physical safeguards appropriate to the sensitivity of the information, including encryption in transit, access controls, and restricted internal access. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain information for as long as needed to provide our services, satisfy legal, accounting, or regulatory obligations (which can be extended for regulated insurance activities), resolve disputes, and enforce our agreements. When information is no longer needed, we delete or de-identify it.

evco offers a benefits-cost connector that works inside AI assistants: Claude, ChatGPT, Grok, and Meta’s Muse. It gives benefits cost estimates and lets an employer optionally connect its payroll system so the estimate uses its own census. This section explains what the connector and payroll connections collect, how we use and share it, and how long we keep it.

What the connector receives

The connector does not require an account or sign-in. It receives only the requests the AI assistant sends it: the name of the tool being called and its inputs, such as headcount, state, and line of coverage. It never receives your conversation with the assistant.

We log each request for security, rate limiting, and product improvement. Each log entry records:

• The tool called and the time of the request.
• A random session identifier.
• Coarse inputs, such as headcount, state, and line of coverage.
• Any errors.
• The name of the client that sent the request, such as Claude or ChatGPT.

We use this information to operate and improve the service and to prevent abuse.

Payroll connections

Payroll connections are made through Finch (Finch, Inc.), a payroll-connectivity provider. You sign in to your payroll provider on Finch’s own page; evco never sees your payroll login.

We request directory and individual data (age and residence) for a one-time census pull. We reduce that census to aggregate features: headcount, 5-year age bands, state mix, and 3-digit ZIP mix. We do not store employee-level records, such as names, Social Security numbers, dates of birth, addresses, or pay.

We keep the aggregate features, the payroll provider’s name, the connection status, and the resulting estimate, linked to a sales lead in our CRM (Salesforce) so a broker can follow up with you.

We disconnect from your payroll system immediately after the one-time pull. Some payroll providers take days for Finch to set up; in that case we hold an encrypted access token for up to 14 days to complete the pull, then disconnect and delete the token. You can disconnect at any time.

How this information is shared

We do not share data from the connector or from payroll connections with third parties for advertising. We use these processors:

• Finch, to make the payroll connection.
• Google Cloud, for hosting and storage.
• Salesforce, as our CRM.

Finch’s own privacy policy applies to its connection page; see Finch’s privacy policy.

How long we keep it

• Request logs: 13 months.
• Aggregate census features and estimates: kept with the sales lead for as long as the sales relationship lasts, or until you ask us to delete them.
• Payroll access tokens: at most 14 days.

Estimates are not quotes

Estimate, not a quote. Based on evco’s book of business and the information you shared; actual premiums depend on carrier underwriting.

Contact

To make a privacy request about the connector or a payroll connection, including a deletion request, email marco@evcoinsurance.com.

This website may link to third-party sites and services we do not control. Their privacy practices are governed by their own policies, and we encourage you to review them.

This website is intended for businesses and individuals aged 18 and older. We do not knowingly collect personal information from children. If we learn we have, we will delete it promptly.

We may update this policy from time to time. Material changes will be reflected by updating the “Last updated” date above and posting the revised policy on this page. Your continued use of the website after an update constitutes acceptance of the revised policy.

Questions about this policy or your information, or to exercise a privacy right, contact us at marco@evcoinsurance.com.