Field Notes.

Practical insights on employee benefits, HR technology, compliance, and cost strategy from the evco team.

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by evco Team

What AI Is Telling Us About the Companies We Work With

The narrative about businesses pulling back may be true at an aggregate level. It’s not true of the companies we work with, and I suspect it’s not true of the companies that most of our clients compete with for talent either.

What Invest America Accounts Mean for Your Benefits Strategy (And What We Still Don't Know)

A new category of employee benefit, Invest America, became available on July 4, 2026. Here’s what we know, what we do not know yet, and how to think about this before you make any decisions.

What Benefits Utilization Data Tells You About Your Team

You don't need to become an expert in insurance analytics to have a useful conversation about utilization data. You just need a broker who's willing to have it with you, who knows your plan well enough to put the numbers in context, and who treats this kind of mid-year review as part of the job.

The Proactive Benefits Calendar: What to Do Every Quarter

The benefits calendar, done well, is really just a commitment to having smaller conversations throughout the year rather than one enormous conversation when the pressure is highest, and the options are fewest. Let's discuss.

Mid-year is the Best Time to Look at Your Benefits (And Most People Don't)

Benefits aren't complicated by nature. They become complicated when the work that should happen throughout the year gets compressed into the two months when everything is already on fire. Mid-year is how you prevent that, and right now, you still have plenty of time.

Open Enrollment Doesn’t Have to be Chaos

Discover why open enrollment feels chaotic and how HR leaders can fix it. The solution isn't a bigger budget, but a shift in communication strategy.

What a Proactive Benefits Program Actually Looks Like

Discover the difference between reactive and proactive benefits management. Learn how better infrastructure, not just plan design, can reduce HR workload and costs.

Why Most Companies Are Getting Benefits Wrong

Many companies manage benefits reactively, leading to high costs and low value. Learn three common mistakes and how a proactive, year-round approach can help.

The Perfect Policy

Benefits touch the most important parts of people's lives—health, family, and financial security. Employers and employees deserve guidance, care, and confidence instead of confusion and stress.

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