Benefits estimates, built for your AI tools

Explore estimated employee benefits costs, understand what shapes them, and compare them with evco’s aggregate benchmarks. The public connector is coming soon.

Remote MCP connector

One set of tools across four clients

evco’s connector offers tools for cost estimates, explanations, peer comparisons, and an optional payroll connection. Estimates are based on evco’s book of business and the information you share. The connector does not provide a carrier quote, bind coverage, enroll employees, process payments, or retrieve plan documents.

Availability

Coming soon. The public MCP endpoint is not live. Do not try to connect until the client listing is available.

https://mcp.evcoinsurance.com/mcp

Planned shared endpoint · Streamable HTTP · no MCP sign-in

Set up by client

Claude

Directory listing coming soon

Once available, install evco from Claude’s connector directory. The connector uses the shared endpoint shown below.

ChatGPT

Directory listing coming soon

Once available, add evco from the ChatGPT app directory. The connector uses the shared endpoint shown below.

Grok

Connector coming soon

evco’s Grok connector listing is coming soon. The public endpoint is not live yet, so setup is not available.

Meta Muse

Directory listing coming soon

Once available, select evco in Muse and connect it to your workspace. The connector uses the shared endpoint shown below.

Tool reference

Seven tools, clear effects

Estimate benefits cost

Read
estimate_benefits_cost

Returns monthly premium and employer-cost ranges from evco’s model, with support, confidence, assumptions, and the data month. It requires headcount and can use optional workforce inputs or a payroll connection.

Explain an estimate

Read
explain_estimate

Explains the drivers, support, confidence, assumptions, and data date in a prior estimate. It does not produce a new price.

Compare to peer estimates

Read
compare_to_peers

Returns a predicted premium range for an employer size or headcount, optionally filtered by coverage line, industry, and state. If you provide a premium, it shows where it falls in the range.

Explain a published benchmark

Read
explain_benchmark

Returns a published benchmark cell for a coverage line and optional size, industry, or state filters, including quartiles and its data month. A cell is omitted when it does not meet the privacy floor.

Connect payroll

Write
connect_payroll

Starts an optional connection with a supported payroll provider and returns a Finch connection link plus a short-lived reference. If you ask evco to follow up, you may provide your email and contact details; a sales lead is created when payroll connects.

Check payroll connection

Read
connection_status

Returns the connection status and provider for its temporary reference. It does not return employer or employee details.

Disconnect payroll

Write · destructive
disconnect_payroll

Revokes the payroll connection for its reference and deletes that reference.

Try it with example inputs

Synthetic examples

Estimate a team

“Estimate monthly benefits costs for a synthetic 25-person employer in Massachusetts.”

Illustrative request only; this page does not show a generated estimate.

Compare a premium

“Compare a synthetic $650 medical premium per employee per month for a 25-person team with peers.”

Illustrative inputs only; comparisons are model predictions.

Understand the result

“Explain the assumptions and data month in that estimate.”

The explanation uses the full result from the estimate tool.

Estimate, not a quote. Based on evco's book of business and the information you shared; actual premiums depend on carrier underwriting.

Privacy and limits

What to know

Privacy floor

Published benchmark cells are returned only when the underlying data includes at least 10 employers and 50 enrolled employees. If a filtered cell is below either threshold, it is not published.

Request limits

The public service allows up to 60 requests per minute per MCP session and per source IP. The limit is applied separately to each.

Data month

Estimate and benchmark responses include the month of the underlying billing data. Check the returned data date when reviewing results; the month can change as the data is updated.

Payroll is optional

You can request estimates without connecting payroll. If you choose to connect, Finch provides workforce details that evco reduces to aggregate headcount, five-year age bands, state mix, and three-digit ZIP mix in its connection summary. The estimate uses aggregate headcount, age bands, and state mix. evco does not retain raw employee rows. For assisted providers, an encrypted Finch token may be held for up to 14 days for a one-time data pull, then disconnected and deleted. Connector logs record tool activity and coarse inputs, not conversation text. Read the connector and payroll privacy details.

Support

Questions about the connector?

Contact evco about setup, estimates, or a payroll connection.

marco@evcoinsurance.com

The Perfect Policy

Benefits touch the most important parts of people's lives—health, family, and financial security. Employers and employees deserve guidance, care, and confidence instead of confusion and stress.